Important information - investment value can go up or down and you could get back less than you invest. If you're in any doubt about the suitability of a Stocks & Shares ISA, you should seek independent financial advice. The tax treatment of this product depends on your individual circumstances and may change in future. If you are uncertain about the tax treatment of the product you should contact HMRC or seek independent tax advice.
What is a Stocks and Shares ISA?
A Stocks and Shares ISA, also known as a Self-Select ISA or Investment ISA, is a savings account that lets you invest your money and avoid paying UK income or capital gains tax.
You can choose to invest in funds, shares, bonds, and other types of investments. You can withdraw your money whenever you need to, and you can contribute up to £20,000 a year - this is the maximum ISA annual allowance.
Add an ISA to the investment accounts you already hold with us to keep track of everything in one place.
Why choose the ii Stocks and Shares ISA?
- Low, flat fees - these could save you money and help you achieve your goals sooner.
- More opportunities - choose from one of the widest range of investments on the market, including shares, investment trusts, Exchange Traded Funds (ETFs), bonds and gilts.
- You're in control - check on your investments any time, anywhere with our secure mobile app.
- We've got your back - our UK-based team is rated 'excellent' on Trustpilot.
- Learn from the best - impartial information from our analysts, including selected funds, ready-made portfolios and our award-winning newsletters.
Stocks and Shares ISA fees and charges
- The monthly subscription for our Investor Essentials, Investor and Super Investor plans includes an ISA, which means you can add one for free.
- Pension Essentials customers can add an ISA by upgrading to our Essentials plan + SIPP for a total cost of £9.99. If your investments grow above £75,000 you will move onto our Investor plan + SIPP for £21.99 per month.
- If you are on our Pension Builder plan, you can add an ISA by upgrading to our Investor plan + SIPP for a total monthly cost of £21.99.
- All our plans allow you to invest as little as £25 a month using our free regular investing service.
- UK and US trades usually cost £3.99. Other fees such as stamp duty, foreign exchange when you convert currency and Bed and ISA charges may apply. View full rates and charges for a full list.
How do you want to invest?
Are you more of a hands-on investor? Or simply prefer to leave it to the experts? Either way, we have the ISA for you. And all for our same low, flat monthly subscription.
ii ISA
Do it myself
A Self-managed ISA puts the control firmly in your hands.
Build your investment portfolio from our full range of UK and international shares, funds and bonds.
Then manage your investments yourself, with our expert insights and ideas always there if you need them.
ii Managed ISA
Do it for me
Sit back, relax and leave it to the experts with a Managed ISA.
We'll match you to a tailored investment portfolio, that reflects the risk level you're comfortable with.
Then our experts will look after your investments for you - so you can rest easy, knowing your money is managed.
Investors love ISAs because they are simple and flexible. A Stocks and Shares ISA provides a better opportunity than cash to beat inflation over the long term – although this can’t be guaranteed.
Once stashed inside an ISA, your investments are sheltered from capital gains and dividend taxes, and you can take the money out at any time free of tax too.
Learn more about our Stocks and Shares ISA
Learn how to make the most of your Stocks and Shares ISA with our useful guides.
