Buy investments - without the trading fee
Invest monthly and pay no trading fee. It’s a simple way to build your portfolio at your own pace and maximise your potential for growth.
Important information: As investment values can go down as well as up, you may not get back all of the money you invest. If you're unsure about investing, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future. Please note images displayed are for illustrative purposes only.
What is regular investing?
You don’t need a large lump sum to start investing. And you don’t need to worry about finding the right time to buy and sell. When you set up regular investing, you can invest from as little as £25 a month - and you won’t have to pay the trading fee on anything you buy.
It’s simple: choose from a wide selection of UK investments, decide how much to contribute each month and we’ll buy the investment for you. You can even set up a Direct Debit for peace of mind.
Through regular investing, you don’t have to worry about when to buy. Investing monthly also spreads your risk, allowing you to ride out any fluctuations. Add in our low flat fee and it makes investing more cost-effective.
Why choose regular investing?
Why choose regular investing?
Save on trading fees
UK trades usually cost £3.99. Not with regular investing. You won’t be charged for your trades, so you can save your money for where you need it most.
Reduce your risk
By investing regularly, you spread your risk and soften the impact of market volatility. You also don’t have to time the investments, taking the pressure off you.
We do it for you
Stay in control of your investments - without having to be hands-on. Set up a Direct Debit and we’ll buy them for you. Add or change your investments at any time from your account.
How to set up regular investing
How to set up regular investing
Log in to your existing ii account or open an account with us using our website or mobile app.
Regular investing is available in the ii ISA, Personal Pension (SIPP), Trading Account or Junior ISA.
Select ‘Portfolio’, then ‘Free regular investing’ and choose which account you want to invest in. Then select ‘Edit investments’.
Alternatively, if using the app, select the account you want to invest with, press the three dots and select ‘Regular investing’.
Go to ‘Add investments’ and search for the UK investments you’d like. Enter the amount you want to invest each month.
You can choose to set up a Direct Debit to pay for these or we can use any cash you hold in your account.
For the app, head to ‘Add new’ and then ‘Set up now’ before choosing an investment.
You can set up to 25 monthly investments for each account, choosing from a wide range of UK funds and shares.
Start regular investing today
Already have an ii account?
If you’re already an ii customer, you can start saving on trading fees straight away.
New to ii?
Join ii today and start investing from just £25 a month – with no trading fee.
Choose an account and join ii
Stocks & Shares ISA
Get tax-free investing all wrapped up with our award-winning ii ISA, from just £4.99 a month. Take care of your own investments or let us manage them for you.
Personal Pension (SIPP)
Invest in your dream retirement with our three-time Which? Recommended Self-Invested Personal Pension (SIPP). It’s pension peace of mind from just £5.99 a month.
Trading Account
Invest in the markets you want from £3.99 a trade. Access a wide range of UK, US and international shares in a flexible account. It’s simple, safe and secure investing.
Join an award-winning investment platform
Put your trust in our award-winning investment accounts. We’re a three-time Which? Recommended SIPP Provider, Boring Money's Consumer Choice and home to Times Money Mentor's Best Stocks & Shares ISA.
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See why over 430,000 investors choose ii
Discover why our customers trust us with their investments - and their future. Whether you're saving for your dream retirement or planning your next big life event, you always have our support.
Regular investing FAQs
With regular investing, you can choose from a wide range of UK funds, shares, investment trusts and ETFs.
Investment options include:
- Shares of companies in the FTSE 350
- A range of popular investment trusts and ETFs
- All funds which are listed in sterling (GBP)
You can make up to 25 separate monthly investments. Cancel or edit your investment choices at any time.
With regular investing, you invest monthly – buying shares over time. This is opposed to buying shares in one lump sum.
With ii, regular investing is also free. There are no trading fees to pay, and you can invest as little as £25 each month to gradually build up your portfolio. You still have to pay the trading fee when you sell your investments and other fees may apply.
Regular investing may suit long-term savers. Alongside being a low-cost option, it also requires less of your time.
You set up regular investing by choosing your investments and how much you want to invest each month. Then sit back and let us carry out your instructions for you – safe in the knowledge that you can change your monthly investments at any time.
You can use regular investing in a number of ii accounts, including:
- Stocks & Shares ISA
- Trading Account
- Personal Pension (SIPP)
- Junior ISA
To pay for regular investing, you can set up a monthly direct debit. This way, you can sit back as your money will automatically be charged and used to buy your investments.
Key dates for you to remember are:
12th of every month – this is when we request the Direct Debit from your bank account. The money will be credited to your ii account on the same day
First and third Wednesday of every month – this is when your trades happen. You can always find your next investment day on the regular investing page of your account
