Top funds for Stocks & Shares ISA portfolios

The best investments for your stocks and shares ISA are personal to you. It all depends on your appetite for risk, your investment goals, and how much time you want to put into investing.

What we can say for sure is that you should be prepared to invest for at least five years. A stocks and shares ISA is long-term investment that aims to ride out the highs and lows of the market.

The best ISA funds are usually the ones which are aimed at long-term investing, are diversified, and are low-cost. Take a look at the most purchased funds by ii customers to see which are the ISA funds that come out on top.

The answer to how many funds you should have in your ISA is personal to everyone. But if you’re just starting out, investing in a single, diversified fund can be a good and simple place to start.

Once your wealth starts to grow, and you’ve got more to grips with how the market operates, it can make sense to expand your portfolio holdings.

The only thing to note is, there is such a thing as too many funds. If you overdiversify this could reduce your potential for gains and lead to increased costs. If you want to dive deeper on this topic, read our article: How many funds should I own in my stocks and shares ISA?

If you’re new to investing, you’ll be pleased to know there’s lots of beginner-friendly funds to choose from. Multi-asset funds are often viewed as a good starting point, as they split your money across a range of different assets.

At ii, we offer several Quick Start Funds to get you started in investing, with each fund investing in both shares and bonds.