Open a Company Account
Make your company’s cash work as hard as you do.
Open a Company Account and take business investing to the next level.
Important information: As investment values can go down as well as up, you may not get back all of the money you invest. Currency changes affect international investments, and this can decrease their value in sterling. If you’re unsure if an investment account is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
Is an ii Company Account right for you?
Many SME directors hold surplus cash in business current accounts, rather than investing it. An ii Company Account gives you access to a range of investment options.
You choose how much risk to take, starting as cautiously as you like. From lower-risk money market funds to a full range of shares, ETFs and bonds - the decision is always yours.
Make the most of cash
Idle cash doesn’t have to stay idle. Make surplus cash work harder for your business over the long term.
Potential business tax benefits
Some costs, like platform or subscription fees, can be claimed as business expenses. This could help reduce your tax bill.
Build capital for the future
Whether it’s for equipment, premises, recruitment or a rainy day fund, having reserves invested for growth can give your business greater financial flexibility.
Take more control
With an ii Company Account, You have the flexibility and freedom to invest how you want.
Invest in a wide range of opportunities from shares to funds, ETFs, bonds, investment trusts and more.
Save on FX fees with a multi-currency wallet
Hold up to 9 currencies in your ii Trading Account. Track exchange rates and convert when you want. Buy investments in their original currency without paying separate FX fees on every trade.
Know your money is safe and secure
We’re regulated by the Financial Conduct Authority (FCA) and you have added protection with the Financial Services Compensation Scheme (FSCS). Your money’s security is our priority.
A wide choice of investments for your Company Account
Whether you’re investing here in the UK or exploring our international offering, there’s a range of investment types to choose from...
Money Markets
Money market funds are a cash-like investment that can be held inside your Company Account.
Investors can earn an income on their cash with minimal risk.
Bonds and gilts
Balance your risk and get regular income, with a wide range of corporate and government bonds from the UK and beyond. Browse our bonds and learn why many choose to include them in their portfolio.
Funds
Passive, active, income and accumulation - the full spectrum of fund types are here for your choosing. Explore the range, see our expert picks and learn more about this type of investment.
Shares
With direct access to the UK, US and several other global markets, you’ll have the world of investing at your fingertips. Search our shares and find tips and ideas to help you build your portfolio.
ETFs
With over 1,000 Exchange Traded Funds (ETFs) to explore, you’ll get access to one of the widest range of low-cost ETFs around. Discover more about investing this way and find the ETFs for you.
Investment trusts
Our selection of investment trusts includes many of the most popular and top-traded choices by investors. Get insights from our experts to help you choose the right trusts for your portfolio.
Regulated and protected
Regulated by the FCA
We’re authorised and regulated by the Financial Conduct Authority (FRN 141282)
FSCS protection
interactive investor is protected by the Financial Services Compensation Scheme (FSCS). Eligibility depends on the type of business and claim. Find out more about FSCS protection.
How to open a Company Account
To open a Company Account for a limited company, you need to complete an application form.
Before you start your application, please make sure you have read and understood our Terms of Service, Rates and Charges, and Privacy Policy.
Please be aware:
You must complete ALL sections of the application form
All directors and beneficial owners must be aged 18 or over and be UK residents. The relevant sections of the application must be completed and signed by each director, and any shareholder or beneficial owner who:
- owns 25% or more of the company's share capital; or
- has significant control over the company.
The company must be registered in the UK. Companies registered in Jersey, Guernsey or the Isle of Man are not eligible.
Fill in our Company Account application form: Company Account Application Form (PDF).
Do I need a Legal Entity Identification (LEI) code?
Yes, companies with ii need an LEI code to make investments and trade on the stock exchange.
The LEI serves as your unique identifier during transactions, and is available through bodies accredited through the Global Legal Entity Identifier Foundation (GLEIF), a full list can be found here.
What are the charges for a Company Account?
At ii, we believe in flat monthly fees that can help you to reach your company’s investment goals sooner. See the table for our price plans.
Other charges such as trading fees apply. These are charged separately to your monthly fee.
Read more about our Core, Plus and Premium plan benefits and charges.
Company Account charges
| Plan | Invest up to | Monthly fee | Admin fee* | Total charged |
|---|---|---|---|---|
| Core | £100,000 | £5.99 | £30 | £35.99 |
| Plus | Unlimited | £14.99 | £30 | £44.99 |
| Premium | Unlimited | £39.99 | £30 | £69.99 |
*We charge an additional monthly admin fee of £30 to cover operational costs in maintaining services for Company Accounts.
Company Account FAQs
No, you can only apply for a Company Account at ii by printing and posting the application form to Customer Accounts Team, Interactive Investor, 4th Floor, 3 South Brook Street, Leeds LS10 1FT.
The company must be UK tax-paying entity only (including any parent companies) and all directors and people of significant control must be UK tax-paying residents only. The company must not be a financial institution and must have a valid LEI before starting an application.
To open a company investment account with ii, you simply need to send us a completed application form. Once the account is open we may ask for a self-certification form and a bank or building society statement in the company name in order to set up the nominated bank account to send money to.
By debit card
You can fund your Company Account using a debit card with the following conditions:
- Company Debit Card: The debit card must be registered in the name of the company.
- Registered Address: The debit card must be registered to the company’s address as listed on Companies House. It cannot be registered to the director’s personal address.
The guide for adding cash online via debit card can be found here: Funding Your ii Account by Debit Card
By bank transfer
You can fund your Company Account via bank transfer using the following details:
- Sort code: 623161
- Account number: 00000000
- Reference: Your 7-digit ii account number
Funds can be transferred from:
- Company Bank Account (Nominated Account): Funds can be transferred from the company’s bank account. You will need to have one company bank account registered as your nominated account in order to make payments into and out of your account. If you are unsure whether we have your bank details on file or need to register a nominated account, please contact our Customer Service Team.
- Director’s Personal Bank Account or Trading Account: A named Director can fund the Company Account from their personal bank account or their Trading Account. This is known as Director’s funding. Please note that if this is done, the assets will no longer belong to the director personally and can only be withdrawn to the company bank account in the future.
It can take up to five working days to open an investment account, however this can change if additional verification is needed.
Yes - The company must be registered in the United Kingdom and not in any overseas jurisdiction (including Jersey, Guernsey or the Isle of Man).
Yes, providing you have an LEI code, your limited company can invest in another company by buying its shares.
We ask for details about your company’s activities so we can understand how it operates and assess your application.
Please provide a clear description of what your company does, rather than a one-word answer or a SIC code.
For example, instead of “consulting”, you could say: “IT consulting services for small UK businesses, including system implementation and support”.
We’re unable to open accounts for certain types of businesses, including those classified as financial institutions for tax reporting purposes. Providing full and accurate information will help us avoid delays.
Yes, as part of our verification process, we may contact company directors and people with significant control (PSCs) using the contact details held on official company records.
This helps us confirm the application and protect against unauthorised or fraudulent activity.
