Say hi to ii

A friend of yours is a friend of ours. Join today and start securing your financial future with no monthly fee for a whole year.

Terms apply

Congratulations

You've been referred by a friend who loves ii's easy-to-use trading platform and wide range of investment options. Since you've been referred, you can get a year with ii fee-free.
All you need to do is open an account and add at least £5,000 in combined cash and investments. And because sharing is caring, we'll give your friend £200 for recommending ii.
Once you've signed up, get your chance to earn £200 when you refer a friend to us.

1. Open an account

Choose from our SIPP, Stocks & Shares ISA (Self-Managed and Managed), or Trading Account. Apply online in less than five minutes.

2. Add money

Deposit or transfer a minimum of £5,000 to your new ii account.

3. Get your rewards

You'll be signed up to your fee-free year and we'll send £200 to your friend.

Open an account

Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.

SIPP.

Take control of your pension with our £5.99 a month Which? Recommended SIPP.

Open a SIPP

Find out more

ISA.

Make the most of your £20,000 tax-free savings allowance with our award-winning Stocks & Shares ISA.

Open an ISA

Find out more

Managed ISA.

Let us manage your ISA for you. Save time, leave it to the experts and feel confident in your investment goals – all for a low monthly subscription.

Open a Managed ISA

Find out more

Trading.

Our flexible account, where you can invest in all markets in the way you want.

Open a Trading Account

Find out more

Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as, guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser. Don’t transfer just to qualify for the offer, and don't rush any decision to meet the offer deadline. We periodically run offers, and there will likely be other opportunities in the future.

Stocks & Shares ISA and Trading Account fees and charges

Our SIPP charges

Terms and conditions

Recommend ii terms and conditions

Subject to these offer terms, Interactive Investor Services Limited (“ii”, “us”, “we” or “our”) will:
1. pay an existing ii customer with an ii Trading Account (the "Referrer") £200(the "Referral Reward") when a person they refer (a "Friend") opens a new ii SIPP, ii Stocks and Shares ISA, ii Managed ISA and/or ii Trading Account (each an “ii Account”); and
2. the Friend will not be charged the monthly subscription fee or SIPP fee (as set out in ii’s Rates and Charges) for 12 months (the “Fee Free Period”).
To qualify for the offer:
1. a Friend:
  1. cannot be an existing ii customer; and
  2. must open an ii Account, via the Referrer’s unique referral link; and
  3. must fund their ii Account within a year of opening it with an aggregate value of:
    1. £10,000 or more for an ii Account opened on or before 14 October 2024; or
    2. £5,000 or more for an ii Account opened on or after 15 October 2024; and
2. the Referrer must hold their own or a joint ii Trading Account (the “Qualifying Criteria”).
An ii Trading Account held in the name of any entity (as opposed to a personal ii Trading Account held by an individual person or jointly by two people) will not qualify and referral made by an individual named as a Power of Attorney or who is granted Third Party Access on the Account will not meet the Qualifying Criteria.
Accounts can be funded via cash deposits or transfers from other providers.
Charges are applicable for all accounts opened in accordance with our standard Rates and Charges until the Qualifying Criteria is met.
The Fee Free Period will commence within 10 working days from the date the Qualifying Criteria is met.
The Fee Free Period expires 12 months from the date the Qualifying Criteria is met.
Referral Rewards will be credited to the Referrer's ii Trading Account by the later of:
1. the date falling 30 days after the Qualifying Criteria is met and;
2. the date falling 30 days after the date on which the Referrer opens an ii Trading Account
  Referral Rewards cannot be paid to an ii SIPP, ii Stocks and Shares ISA or ii Managed ISA.
You must be over 18 and a UK resident to be eligible for the offer.
Existing product terms and conditions apply in addition to the terms and conditions specific to this offer. In the event of any conflict between these terms and conditions and the relevant product terms and conditions, these offer terms and conditions shall prevail.
If the Friend’s ii Account is closed or transferred out within 12 monthsof being opened, we reserve the right to reclaim the Referral Reward.
Referral Rewards are not paid if the Referrer is no longer an ii customer or has applied to transfer their account(s) to another provider when the Referral Reward is due.
Taking advantage of this offer means participants agree that ii is not liable for any costs, expenses, losses or damage sustained by any participant under this offer.
You cannot refer yourself.
After the offer has ended, the monthly subscription fees on Rates and Charges on our website) will apply.
All other Rates and Charges are not subject to this offer and will apply during the Fee Free Period.
During the Fee Free Period, Friends are not entitled to trading credits under any of ii's service plans.
ii reserves the right to alter, withdraw or amend this offer and/or these terms and conditions without prior notice.
The laws of England and Wales govern this offer.
All participants to this offer agree to be bound by these terms and conditions.
ii is the promoter of this offer. The registered office for ii is 201 Deansgate, Manchester, M3 3NW.

The value of your investments may go down as well as up. You may not get back all the money that you invest. This communication is not intended to be a personal recommendation. If you are unsure about the suitability of an investment product or service, you should seek advice from an authorised financial advisor. Tax treatment depends on your individual circumstances and may be subject to change in the future.