Pensions & retirement

Overview
Pension costs

Pension costs 

Charges can make a big difference to your long term returns.

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Important information: A SIPP is for those wanting to make their own investment decisions when saving for retirement. As investment values can go down as well as up, the amount you retire with could be worth less than you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). Before transferring your pension, check if you’ll be charged any exit fees and make sure you don't lose any valuable benefits such as guaranteed annuity rates, lower protected pension age or matching employer contributions. If you’re unsure about opening a SIPP or transferring your pension(s), please speak to an authorised financial adviser.

A great value SIPP

We believe that charging a fixed fee is fairer than percentage-based fees. You will always know what you are paying, and your charges will stay the same as your investment grows. This can lead to significant savings over a long-term investment.

New customers start on our £5.99 a month Pension Essentials plan. 

If you already have our ISA or Trading Account, you can add a SIPP for as little as £5 a month (plus your existing monthly fee).

View all our charges
SIPP Awards

Protection of your assets

The security of your financial assets and your account is of the utmost importance to us. ii is regulated by the Financial Conduct Authority (FCA), and all our systems and practices not only meet industry requirements but in addition, we have further security procedures of our own, so you can be confident of our commitment to the safety and security of your account and investments at all times. 

about ii

All customer investments are held securely in trust for customers. These arrangements protect your assets in the event of our insolvency.

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Your cash and holdings are protected up to the limits provided by the Financial Services Compensation Scheme (FSCS).

With secure customer log in and encrypted data throughout, we provide a service you can rely on.

New to interactive investor?

Find out more about our low-cost, Which? Recommended SIPP.

Open a SIPPTransfer my pension

Already an ii customer?

Simply log in to add a new Self-Invested Personal Pension.