Stocks & Shares ISA
Your ISA. Your way.
Get tax-free investing all wrapped up with an award-winning ii Stocks & Shares ISA. Whether you take care of your own investments or let us manage them for you - or a mix of both - it's all available for a low, flat monthly fee.
Important information: As investment values can go down as well as up, you may not get back all the money you invest. If you're unsure about investing, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
Join ii and get 6 months free
Open an ISA today and pay no account fee for your first 6 months.
Offer ends 30 November 2024. New customers only. Other charges apply. Terms apply.
Why choose the ii Stocks & Shares ISA?
Why choose the ii Stocks & Shares ISA?
Keep more of what you make
Our low, flat fee means the more your investments grow, the more you can save. It’s a simple, transparent and convenient monthly cost.
Take control of your financial future
You’ll have access to one of the widest ranges of investments on the market. And with free regular investing, you can even save on trading fees.
Lean on our UK-based support
Get in touch with our award-winning customer service team with any questions. You can also stay informed with a wealth of insights from our experts.
Don’t just take our word for it...
We know you want to make the most of your money. And you want a provider you can trust to help you do just that.
That’s why we’re proud of our multi-award-winning ISA, which was again named Boring Money’s Best Buy ISA in 2024.
How do you want to invest?
Are you more of a hands-on investor? Or simply prefer to leave it to the experts? Either way, we have the ISA for you. And all for our same low, flat monthly fee.
How to open a Stocks & Shares ISA
How to open a Stocks & Shares ISA
Open your ISA in as little as 10 minutes. With a range of plans available, there’s something to suit your financial needs. All for a simple fee – find out how our pricing can make a difference.
Don’t worry: you won’t be charged until you deposit your money and start using your ISA.
Put your £20,000 annual ISA allowance to work. Choose from a wide range of UK and international options. Or leave it to our experts with our Managed ISA.
Rest easy knowing that your ISA protects any growth from tax. There’s no fixed term, so you can withdraw your money when you need to, fitting flexibly around your life.
Join a community of over 430,000 investors
More than 50% of our customers have been with us for over 10 years. It’s why we’ve been named Boring Money’s Best For Customer Service and Best Buy ISA.
Transfer your ISA for investment peace of mind
Transferring to ii is simple, smooth and straightforward. Even better, it’s free to move your ISA to ii.
You’ll have the support of one of our case handlers, who’ll guide you through the process from start to finish. You can transfer while opening your ISA, or log in and do it anytime.
Stocks & Shares ISA FAQs
There’s no limit to how many ISAs you can have in your lifetime. And, as of 6 April 2024, the ISA rules have changed. You're no longer limited to only being able to pay money into one type of ISA in a tax year (except for Lifetime ISAs and Junior ISAs which are still limited to one).
The main types of ISA are:
- Cash ISAs, which are like regular cash saving accounts, but any interest you earn is tax-free.
- Stocks & Shares ISAs, which allow you to invest your money in the stock market. Any gains on your investments are tax-free.
- Lifetime ISAs (LISAs), which are for saving towards buying your first home or retirement. The government adds a 25% bonus to any money you contribute to a LISA. However, you can only access the money when buying your first home, or when you reach the age of 60.
- Junior ISAs, which are savings accounts a parent or guardian can set up for under 18s. The child can access the money once they turn 18 (when it turns into a regular Cash ISA or Stocks & Shares ISA).
The 2024/25 ISA allowance is £20,000. This is the total amount you can pay across all your ISAs during this tax year.
You can split your allowance between different types of ISA. For example, you could pay into a Cash ISA and a Stocks & Shares ISA in the same tax year. But the total can’t exceed £20,000.
The current tax year runs from 6 April 2024 to 5 April 2025.
Yes, you can transfer an ISA and open a new one in the same year. This is because transferring an ISA does not count as opening one. There’s no limit to how many ISAs you can have in your lifetime.
You can transfer a Cash ISA or a Stocks & Shares ISA to us.
You can also transfer a Lifetime ISA. However, you will have to pay a 20% government withdrawal charge.
Make sure you transfer using our online ISA transfer process – either during account opening or by logging in to your account.
If you choose to withdraw and transfer the cash yourself, you will use up additional ISA allowance. The online transfer process ensures this doesn’t happen.
Transfers typically take up to 4 weeks for cash transfers and 6 weeks when transferring investments. Though it can take longer if there are delays from your current provider.
To make it as smooth as possible, we take care of the whole process and keep you up to date with any progress.
