Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.
With spiralling costs, we all want to make sure we’re making the most of our money. Even small savings mount up and can make a big difference to our financial health over time.
Consolidating your pension pots under one roof can be a great way to simplify your finances and make sure your money is working hard for you.
Explore our accounts
Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.
ISA.
Make the most of your £20,000 tax-free savings allowance with our award-winning Stocks & Shares ISA.
SIPP.
Take control of your pension with our £12.99 a month Which? Recommended SIPP.
Stocks & Shares ISA and Trading Account fees and charges
When you open a Stocks and Shares ISA or Trading Account you will start on our £4.99 a month Investor Essentials plan. Should your investments grow above £50,000, you will move onto our £11.99 a month Investor plan.
- Investor Essentials plan: £4.99 a month. Our low-cost plan for those investing up to £50,000. UK and US trades are £3.99.
- Investor plan: £11.99 a month. Our most popular plan. It includes a free trade every month and you can add as many Junior ISAs as you need for your children. You can also add 2 friends or family members for free. UK and US trades are just £3.99.
- Super Investor plan: £19.99 a month. For super-charged investors. You get 4 free trades every month and you can add as many Junior ISAs as you need for your children. You can also add up to 5 friends or family members for free. UK and US trades are just £3.99.
All our plans allow you to invest as little as £25 a month using our free regular investing service.
Other fees such as stamp duty and foreign exchange charges may apply.
On Investor Essentials, you must be set up to pay your fees by direct debit, and receive your communications electronically. Full terms for our Investor Essentials plan can be found here.
Read more: Our charges
*We've crunched the numbers: If you invested in both our Trading Account (General Investment Account) and ISA, after 30 years you could be better off by £45k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.
SIPP charges
New customers start on our £12.99 a month Pension Builder plan.
If you have our ISA or Trading Account and are on our Investor or Super Investor plans, you can add a SIPP for just £10 a month (plus your existing monthly fee). If you are on our Investor Essentials plan, you can add a SIPP by upgrading to our Investor plan + SIPP for a total monthly fee of £19.99.
- You can contribute as little as £25 a month with our regular investing service.
- If you want to buy or sell shares and funds, trades usually cost £5.99.
- There are no extra charges for taking money out of your pension.
- There are some other fees for things like foreign currency exchange and Stamp Duty on shares. View full rates and charges
*We've crunched the numbers: If you invested in our SIPP, after 30 years you could be better off by £85k. That's more than £1,000 difference a year, just for using us over another platform. Lots of things can affect your final figure. But the lower the fees, the more money you'll keep for yourself. This is just for illustration if all other factors were the same. Don't just take our word for it: check our working out here.
New to ii? New customers who open a SIPP before 31 August will pay no Pension Builder subscription fee for six months - a saving of £12.99 a month. Terms apply.
Supporting investors for over 25 years
- Value
Our fair flat fees save you money and help you achieve your goals sooner. - Choice
Access one of the widest ranges of investments on the market, plus the tools and analysis to help – if you need it. - Intelligence
Our award-winning insight means you can choose your investments with added confidence.
FCA regulated with full FSCS protection.
