Open a Self-Invested Personal Pension (SIPP)
Invest in yourself. Invest in your pension.
Open a three-time Which? Recommended ii SIPP, transfer your forgotten pensions for free and start building the dream retirement you deserve.
Important information: The ii SIPP is for people who want to make their own decisions when investing for retirement. As investment values can go down as well as up, you may end up with a retirement fund that’s worth less than what you invested. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). If you’re unsure if a SIPP is right for you, please speak to an authorised financial adviser. Tax treatment depends on your individual circumstances and may be subject to change in the future.
Join ii and get 6 months free
Open a SIPP today and pay no account fee for your first 6 months.
Offer ends 30 November 2024. New customers only. Other charges apply. Terms apply.
Important information: Please don't rush into transferring your pension to our SIPP within this offer period. We regularly run offers and there will be another opportunity to claim one.
Why choose the ii SIPP?
Why choose the ii SIPP?
Keep more of what you make
Other providers usually charge a percentage of your pot. That means you’ll be charged more as your pension grows in value. The ii SIPP is different. With our low, flat fee - from just £5.99 a month - you can keep more of what’s rightfully yours.
Enjoy more choice and flexibility
The ii SIPP offers a wide range of investments and flexible retirement options to suit most people’s needs. More choice doesn’t have to mean more complexity. Our expert picks and SIPP investment ideas can do the hard work for you.
Trust in our top-rated support
It’s easy to keep track of your pension via our website and secure mobile app. But if you’re ever in need of SIPP support, you can count on us. We’re happy to say that ii has more 5-star Trustpilot reviews than any other UK SIPP provider.
It’s official: three-time Which? Recommended SIPP
For the third year in a row, independent analysts at Which? have recognised the ii Self-Invested Personal Pension for its industry-leading choice, support and value.
Join over 430,000 ii investors and start prioritising your pension with our award-winning, low-cost SIPP.
How does the ii SIPP work?
How does the ii SIPP work?
It takes less than 15 minutes to open an ii SIPP. Then, you can set up personal contributions through one-off payments or a regular, monthly Direct Debit.
Once your account’s set up, you can transfer any existing pensions to your SIPP using our simple online process.
We’ll automatically claim basic rate tax relief for you - a 25% top up on your contributions - and pay this into your SIPP. If you’re a higher earner, you can claim additional tax relief via your Self Assessment.
Choose from our extensive range of shares, funds, bonds and more. Or get tips from our experts to help you choose.
Save on trading fees and automate your investments with free regular investing.
And remember, you can change your investments at any time, to reflect your changing needs - before and during your retirement.
One of the best aspects of a SIPP is what you can do with it when you reach retirement.
Check out the different ways you can access your pension when you reach age 55 (57 from 2028).
Transfer your pensions to ii
You can transfer pensions of all shapes and sizes to the ii SIPP. From unloved workplace pensions or traditional life company schemes to SIPPs you're paying too much for. Whatever your pension problem, transfer to ii for more control and lower costs.
It’s free to transfer your pensions to the ii SIPP, with our simple online process and the support of our top-rated team.
